Bajaj Housing Finance Shares Surge as Q4 Disbursements and AUM Grow
Shares of Bajaj Housing Finance Ltd. are in focus after the company reported its business update for the fourth quarter. The non-bank lender, a subsidiary of Bajaj Finance, has seen a substantial growth in its operations.
Bajaj Housing Finance's gross disbursement increased to ₹17,530 crore in the fourth quarter, up from ₹14,254 crore in the year-ago period. This represents a growth of 23% from the same quarter last year. The company's assets under management (AUM) also expanded by 23% to ₹1.4 lakh crore as of March 31, 2026, compared to ₹1.14 lakh crore in the previous year. In the fourth quarter alone, Bajaj Housing Finance's AUM grew by around ₹7,290 crore.
The company's loan assets stood at approximately ₹1.23 lakh crore as of March 31, 2026, compared to ₹99,513 crore in the year-ago period. Bajaj Housing Finance has emphasized that the information provided is provisional and subject to review by the statutory auditors of the firm.
Bajaj Housing Finance is known as India's second most-bid IPO, following LG Electronics India Ltd. In September 2024, the stock made its debut with a 114% premium to its issue price of ₹70 per share and reached a post-listing high of ₹188.5 apiece. However, the stock is currently 58.6% below these levels.
The stock experienced its worst month since listing in March 2026, declining nearly 15%. Since its debut, the stock has seen gains in only two months, with five consecutive months of losses as of March. Shares of Bajaj Housing Finance ended the previous session 1.1% up at ₹78.1 apiece. The stock has declined 18.7% this year and is just 10% away from its issue price of ₹70.
Despite the recent volatility, the company's strong performance in disbursements and AUM growth is a positive sign for investors. Bajaj Housing Finance continues to be a key player in the housing finance sector, with a robust track record of growth and a solid foundation in the market.
