Bajaj Housing Finance Shares Surge on Strong Q3 AUM Growth

Shares of Bajaj Housing Finance Ltd. are expected to be in focus on Monday, January 5, following the company’s third-quarter business update released over the weekend. The update highlights significant improvements in key financial metrics, which are likely to influence investor sentiment.

The company reported gross disbursements of around ₹16,535 crore in Q3 FY26, marking a substantial increase from ₹12,571 crore in the same quarter last year. This growth reflects Bajaj Housing Finance's continued expansion and strong market position in the housing finance sector.

Assets under management (AUM) also showed a robust increase, rising by 23% to approximately ₹1.33 lakh crore as of December 31, 2025, compared to ₹1.08 lakh crore as of December 31, 2024. Sequentially, AUM increased by about ₹6,652 crore during the quarter, indicating a steady and consistent growth trajectory.

Loan assets, a critical component of the company’s business, stood at approximately ₹1.17 lakh crore as of December 31, 2025, up from ₹95,570 crore a year ago. This significant growth in loan assets underscores the company’s ability to attract and retain customers, as well as its effective risk management practices.

Despite the positive financial performance, shares of Bajaj Housing Finance settled 0.47% higher at ₹96.56 on Friday. Over the past year, the stock has faced challenges, with a decline of over 20%. However, the latest financial results are likely to boost investor confidence and potentially reverse the downward trend.

Bajaj Housing Finance is a leading player in the Indian housing finance market, known for its customer-centric approach and innovative financial solutions. The company’s robust performance in Q3 FY26 is a testament to its strategic focus on growth and sustainability.

The housing finance sector in India has been witnessing a resurgence, driven by government initiatives to promote affordable housing and a growing middle class with increasing disposable income. Bajaj Housing Finance’s strong financials and market position place it well to capitalize on these trends and continue its upward trajectory.

In the coming quarters, investors and analysts will be closely watching for further improvements in key metrics and the company’s ability to maintain its growth momentum. The market will also be keen to see how Bajaj Housing Finance navigates potential challenges, such as regulatory changes and economic fluctuations.

Overall, the Q3 FY26 results provide a positive outlook for Bajaj Housing Finance, and the company is well-positioned to deliver sustained value to its shareholders and customers.