Indian Entrepreneurs Thrive: 64% Invest in Real Estate for Personal Use

The HSBC Global Entrepreneurial Wealth Report 2025 reveals that Indian entrepreneurs are making significant investments in personal real estate, health and wellness, and luxury experiences. Specifically, 64% of entrepreneurs in India allocate funds to real estate for personal use, which is notably higher compared to their global counterparts.

The report also indicates that 61% of Indian entrepreneurs invest in health and wellness, and 59% spend on luxury experiences. This trend underscores the growing affluence and changing lifestyle preferences among Indian entrepreneurs.

Entrepreneurs in India are highly optimistic about their personal wealth outlook, with 95% predicting an increase in their wealth in the coming years. Of these, 56% believe their wealth will improve significantly, while 39% expect moderate growth. This optimism is particularly strong in markets like the U.K., the UAE, India, and Singapore. The main reasons for this positivity in India include opportunities for new investments and ventures (64%), good performance of investment portfolios (56%), a favorable economic outlook for the local economy (54%), and strong business performance (43%).

When it comes to business outlook, 98% of Indian entrepreneurs express strong confidence. They believe that technological advancements and business opportunities will be major drivers of growth. According to the report, Indian entrepreneurs have a notably international outlook, with 73% holding multi-residency status—substantially higher than the global average of 56%. Most are willing to relocate abroad, with the U.K. and the U.S. being the leading destinations, followed by Switzerland, the UAE, and Singapore.

Among entrepreneurs planning a personal move, the main reasons for cross-border relocation include a better quality of life for themselves and their families (78%), access to new investment opportunities (75%), and expanding their business into new markets (71%). The U.K. remains the top destination for Indian entrepreneurs wanting to move wealth, followed by Singapore, the U.S., Switzerland, and the UAE.

Sandeep Batra, head of international wealth and premier banking at HSBC India, commented, “Indian entrepreneurs are redefining the global playbook with their optimism, ambition, and growth mindset. Their investments in luxury lifestyles, global mobility, and diversified portfolios signal not just confidence in their wealth trajectory but also their readiness to capitalize on the next wave of global opportunities and deepening international wealth corridors as globalization enters a new phase.”

The report shows that wealthy entrepreneurs in India maintain diverse investment portfolios. They primarily focus on life insurance (73%), property investments such as commercial real estate (58%), publicly traded stocks (53%), and private assets (51%). Additionally, 42% of respondents prioritize charitable donations, indicating their commitment to giving back to society.

Despite their optimism, Indian entrepreneurs face challenges in managing their global operations and wealth. Main concerns include the complexities of running existing businesses from abroad (50%), visa and residency requirements (49%), and challenges in purchasing property in new locations (48%). Succession planning also remains critical, with 64% expressing worries about structuring business transfers effectively.