The True Inheritance: Values Over Wealth, According to Radhika Gupta

Published: January 10, 2026 | Category: Real Estate
The True Inheritance: Values Over Wealth, According to Radhika Gupta

Radhika Gupta, Managing Director and CEO of Edelweiss Mutual Fund, has shared her thoughts on what she believes to be the most significant inheritance from previous generations. According to Gupta, it is not the material wealth in the form of property or gold that truly matters, but the values and principles that were passed down.

Gupta posted on the social media platform X, highlighting that parents from the previous generation instilled crucial values such as hard work, respect for family, responsibility for loved ones, and the importance of value for money. These values, often encapsulated in the phrase “sasta, sundar, tikau” (cheap, beautiful, and durable), continue to influence financial and life choices long after material assets are spent.

She emphasized that judging past generations by today’s standards is unfair and overlooks the realities they faced. With limited resources and fewer opportunities, they focused on stability, discipline, and long-term thinking—traits that helped families endure uncertain times.

Despite the greater opportunities available today, Gupta expressed her desire to live up to the example set by her parents. She considers it a significant achievement to be the kind of parent her own parents were, even in a world with far more choices and advantages.

Gupta’s remarks underscore a broader message: while financial assets may change with time, values remain a constant foundation across generations. Her post was a response to a user who reflected on how older generations made the best financial choices they could, given limited options—buying homes, gold, and LIC policies for security. These choices provided stability, education, and opportunities for their children to thrive in modern India. Today’s younger generation often criticizes these “traditional” investments, forgetting the context and struggles of the past.

The message is clear: respect and acknowledge the efforts and wisdom of previous generations. Values such as hard work, family responsibility, and value for money continue to be essential, even as the world evolves and offers more choices.

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Frequently Asked Questions

1. What does Radhik
Gupta believe is the true inheritance from previous generations? A: According to Radhika Gupta, the true inheritance from previous generations is the values and principles they instilled, such as hard work, respect for family, responsibility for loved ones, and the importance of value for money.
2. Why does Radhik
Gupta think it's unfair to judge past generations by today’s standards? A: Gupta believes it is unfair because it overlooks the limited resources and fewer opportunities that past generations faced, which led them to focus on stability, discipline, and long-term thinking.
3. What are some of the traditional investments made by older generations that provided stability for their families?
Older generations often invested in homes, gold, and LIC policies, which provided stability, education, and opportunities for their children to thrive in modern India.
4. How does Radhik
Gupta define success in the context of her own life? A: Gupta defines success as living up to the example set by her parents, even in a world with more choices and advantages, and becoming the kind of parent her own parents were.
5. What is the broader message about values and financial assets that Gupt
emphasizes? A: Gupta emphasizes that while financial assets may change over time, values remain a constant foundation across generations, and it is important to respect and acknowledge the efforts and wisdom of previous generations.