Real Estate Mumbai

Banks, NBFCs to See Resilient Credit Growth in FY27, Aiding Housing

By GeoSquare News Desk · Published 2026-10-28

Indian banks and non-banking financial companies (NBFCs) are expected to see resilient credit growth in FY27, backed by steady demand for retail loans and stronger balance sheets. The positive outlook is significant for Maharashtra's real estate market, where home loan availability continues to shape buyer sentiment.

Steady lending, healthier lenders

Lenders have entered the new fiscal year with lower stressed assets, comfortable capital buffers and improved provisioning. This has enabled them to support productive sectors, including affordable housing and residential construction. For property buyers in Mumbai and across Maharashtra, the environment points to stable access to home finance and competitive interest rates.

What it means for property buyers

With credit growth expected to remain steady, developers are likely to find it easier to raise construction finance and working capital. This can help keep project timelines on track and improve supply visibility in key micro-markets. Market participants believe steady credit flow, combined with end-user demand, will support healthy transaction volumes and price stability over the next 12 months.

Mumbai-based developer Romell Group has also been engaging with channel partners and stakeholders through its partner connect initiative, reflecting growing confidence in the city's residential pipeline. The overall credit outlook, along with active developer outreach, bodes well for Maharashtra's property ecosystem as FY27 unfolds.