Bengaluru Property Owners: Seize the 5% Tax Rebate by Paying by May 31, 2026

The Greater Bengaluru Authority has announced a significant extension for property tax payments, providing a 5% rebate to all Bengaluru property owners who pay by May 31, 2026. This move is aimed at easing the financial burden on property owners and encouraging timely tax payments.

In a recent post on X, the Greater Bengaluru Authority shared the good news: “In the interest of citizens under the Greater Bengaluru Authority and the five city corporations of Bengaluru, the deadline to avail a 5% rebate on full payment of property tax for the financial year 2026–27 has been extended. New Deadline: 31-05-2026. Benefit: 5% rebate on full payment. Pay your property tax on time and take advantage of the rebate!”

Recent Bengaluru Property Tax e-Khata Update

Bengaluru property tax e-Khata can now be downloaded using the SAS ID, although some individuals might still face issues accessing it. For most property owners, the e-Khata is readily available.

Khata, an essential document for any assessable property liable to municipal tax, applies to residential, commercial, industrial, mixed-use properties, and land within the Bruhat Bengaluru Mahanagara Palike (BBMP) limits. IAS officer M Maheshwar Rao, Chief Commissioner of the Greater Bengaluru Area, stated that the five Bengaluru city corporations have enabled the online e-Khata download option using the SAS Property Tax ID, as per the directions of D K Shivakumar, Deputy Chief Minister of Karnataka and Bengaluru In-charge Minister.

How to Download e-Khata

To download your e-Khata, follow these steps: 1. Visit: https://BBMPeAasthi.karnataka.gov.in 2. Login using your mobile number and OTP 3. Enter your SAS Application Property Tax ID 4. Download your e-Khata instantly

D K Shivakumar, Deputy Chief Minister of Karnataka, recently highlighted the achievement: “Delivered as Promised. We made a promise to bring governance closer to the people, and today that promise stands fulfilled with over 23 lakh e-Khata delivered in Bengaluru. This is our commitment to making public services simpler, faster, and more accessible to every citizen.”

Completing Your e-Khata

Rao emphasized that these e-Khatas are issued on an “As-Is-Where-Is” basis based on existing records. To ensure your e-Khata is fully complete for transactions in the sub-registrar office, citizens will need to update the following details online: - Aadhaar and e-KYC of the owner - Registered Sale Deed - Property details (GPS and Photo) - BESCOM ID (if applicable)

Importance of Khata for Home Loans

Rahul Hingmire, Managing Partner of Vis Legis Law Practice, explained that most banks and Housing Finance Companies require a Khata or A-Khata Extract before approving home loans. This document confirms that the BBMP has recognized the property for taxation.

Hingmire noted, “If the builder does not transfer the Khata, banks often delay sanction, reduce valuation, or reject the loan outright, making funding difficult.”

Builder's Responsibility to Transfer Khata

B. Shravanth Shanker, Advocate-on-Record at the Supreme Court of India, outlined the builder's responsibilities. Builders obtain Khata only after the project attains full statutory compliance. Upon completion, they must secure the Occupancy Certificate, clear all property tax and betterment charges, and apply for a parent or bulk Khata for the entire project with the municipal authority.

Shanker added, “Individual Khatas can then be transferred to homebuyers after the execution of the registered sale deed and delivery of possession. Under Section 17(1) of the Real Estate Regulation and Development Act, transfer of title is treated as complete only when Khata is transferred to the allottee. Karnataka RERA has consistently fixed a 30-day outer limit from registration and possession for this exercise. Any delay beyond this period is a statutory breach, exposing the builder to penalties, compensation claims, and coercive directions for compliance.”

Consequences of Non-Transfer of Khata

Advocate Sneha Bhogle, practicing in the Telangana High Court, warned that if a builder fails to transfer the Khata, ownership and the loan already sanctioned remain valid. However, buyers may face delays in loan enhancement, resale, or refinancing.

Bhogle stated, “Persistent delay can be challenged before Karnataka Real Estate Regulatory Authority (KRERA) as a deficiency in service if Khata transfer was contractually promised.”

By taking advantage of the extended deadline and ensuring all necessary updates to their e-Khata, Bengaluru property owners can benefit from the 5% rebate and enjoy smoother property management and financial transactions.