Breaking into India’s Top 1%: You Need a Net Worth of ₹1.52 Crore, Says Expert
India has emerged as a key global wealth hotspot, with a growing number of high net-worth individuals (HNWIs). To join the top 1% in 2025, you need a net worth of ₹1.52 crore, as per the Global Wealth Report 2025 by Knight Frank.
WealthNet WorthHigh Networth IndividualsIndiaGlobal Wealth ReportReal Estate NewsJun 11, 2025
In India, the entry threshold to join the country’s top 1% in 2025 stands at ₹1.52 crore in net worth, reflecting a growing base of affluent individuals. However, this figure remains modest in comparison to global standards, investment advisor Advait Arora highlighted. To break into the top 1% in Monaco, one needs a staggering ₹107 crore, followed by Switzerland at ₹71 crore, the US at ₹48 crore, and Australia at ₹46 crore. Closer to home, Singapore’s cut-off is ₹43 crore, UAE’s ₹13 crore, and even Brazil’s ₹3.6 crore—more than twice India’s level.
Monaco remains the global gold standard for entry into the top 1%, requiring a staggering ₹107 crore in net worth. Switzerland follows at ₹71 crore, with the United States and Australia requiring around ₹48 crore and ₹46 crore, respectively. Singapore sits at ₹43 crore, while UAE's cut-off stands at ₹13 crore. Even Brazil, with a lower overall GDP, has a top 1% threshold of ₹3.6 crore—more than double that of India.
Despite the relatively lower threshold, India’s wealth landscape is expanding rapidly. The number of Indian billionaires rose by 12% year-on-year to 191 in 2024, and Knight Frank projects that India’s HNWI count will grow to 93,758 by 2028. As of end-2024, India’s billionaires collectively held $950 billion in assets, ranking third globally behind the US ($5.7 trillion) and China ($1.34 trillion).
Knight Frank attributes India’s wealth expansion to the explosive growth of urban hubs and wealth generation across sectors such as technology, real estate, and entrepreneurship. The report highlights that although India’s entry point for the top 1% is still modest compared to developed nations, the trajectory of wealth accumulation is rapidly accelerating.
The number of Indian ultra-high-net-worth individuals (UHNWIs), defined as those with net assets exceeding $10 million, rose by 6% in 2024 to reach 85,698. The billionaire count in India also jumped 12% year-on-year to 191, reinforcing India’s growing significance in the global wealth landscape.
Knight Frank projects that India will add nearly 8,000 new UHNWIs by 2028, pushing the count to 93,758. At the close of 2024, India’s billionaires collectively held $950 billion, ranking the country third globally in billionaire wealth. The United States topped the list with $5.7 trillion, followed by Mainland China with $1.34 trillion.
Knight Frank also highlighted the emergence of new global wealth centers beyond traditional Western economies. China’s surge, largely fuelled by its manufacturing dominance, reflects this shift. For India, the trend signals rising prosperity among tech entrepreneurs, real estate moguls, and startup founders in rapidly urbanizing regions. India’s lower threshold to join the elite 1% offers a unique perspective—showcasing a country on the move, with vast potential for upward mobility and wealth creation across diverse segments.
Frequently Asked Questions
What is the net worth required to join India’s top 1% in 2025?
To join India’s top 1% in 2025, you need a net worth of ₹1.52 crore, as per the Global Wealth Report 2025 by Knight Frank.
Which countries have a higher threshold for the top 1% compared to India?
Monaco, Switzerland, the United States, Australia, Singapore, UAE, and Brazil all have higher thresholds for the top 1% compared to India.
How many billionaires are there in India as of 2024?
As of 2024, India had 191 billionaires, a 12% increase year-on-year.
What sectors are driving wealth creation in India?
Wealth creation in India is being driven by sectors such as technology, real estate, and entrepreneurship.
What does the Global Wealth Report 2025 by Knight Frank project for India's HNWI count by 2028?
The Global Wealth Report 2025 by Knight Frank projects that India’s HNWI count will grow to 93,758 by 2028.
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