Bank auction
Phoenix ARC Private Limited Flat Auction in Kalyan, Thane
Bank auction by Phoenix ARC Private Limited in Thane, Maharashtra. Reserve price ₹2.50 L.

Auction facts
- Bank
- Phoenix ARC Private Limited
- Branch
- Regd. Office - Mumbai
- Reserve price
- ₹2.50 L
- EMD
- ₹25,000
- Auction date
- 21-01-2026 11:00 AM
- End time
- 21-01-2026 02:00 PM
- Submission date
- 20-01-2026 05:00 PM
- Auction type
- SARFAESI Auction
- Service provider
- Public Auction
- Auction ID
- 650122
- Property type
- Flat
- Borrower
- Anil Devendra Waghela
Property
- Area
- Kalyan
- City
- Thane
- State
- Maharashtra
Notice
- Contact
- Chandrashekhar Shriram Kumbhar-9372704932/Johnson Basil Fernandes-9372705084/Abhijeet Chavan-8806228866/Vaibhavi Mahesh Arondekar-9653283534, Sallesh Iyengar 9833801159
Bid timing & possession
Bid / application deadline: 20 Jan 2026 — Closed on 20 Jan 2026
Published reserve ₹2.50 L is 92% below the same locality median of ₹31.92 L (n=31 comparable live notices).
EMD calculator
- Reserve: ₹2.50 L
- EMD: ₹25,000 (10%)
- Remaining (reserve − EMD): ₹2.25 L
Before you bid — checklist
- Valid PAN card
- KYC documents as required by the lender
- EMD payment through the lender's authorised channel
- Registration on the bank's e-auction portal
Description
This residential flat is located in the Kalyan area of Thane, Maharashtra. Situated in a developing urban hub, the property offers essential residential amenities and connectivity within the Thane district. It is categorized as a residential asset, previously owned by Anil Devendra Waghela. The flat presents an affordable investment opportunity in the Mumbai Metropolitan Region, suitable for individual homeowners or investors looking for distressed assets in a prime suburban location.
Bid questions, from this notice
How much EMD does this notice publish?
The published Earnest Money Deposit is ₹25,000. Deposit it only through the lender's authorised channel after confirming the current sale notice.
What reserve price will my bid be tested against?
The lender published a reserve price of ₹2.50 L for this asset. Bids below the published reserve are not accepted in e-auctions.
When is the bid / application deadline?
The published bid / application deadline was 20 Jan 2026 — that window has closed.
When is the auction scheduled?
The auction is dated 21 Jan 2026 on the published notice. Confirm the current schedule with the lender before bidding.
Auction assistance
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₹4,999
Document review, auction calendar alerts, and bid-form checklist.
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₹14,999
Site visit coordination, legal summary, and end-to-end bid filing support.
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