Indian Entrepreneurs' Investment Strategies: A Focus on Real Estate, Stocks, and Cryptos
A recent survey reveals that Indian entrepreneurs are increasingly investing in real estate, stocks, and cryptocurrencies, while also spending on luxury goods and experiences.
Real EstateStocksCryptocurrenciesLuxury GoodsWealth ManagementReal EstateSep 29, 2025
Nearly two-thirds (65%) put money back into their own businesses, while 58% turn to property beyond their primary homes, the survey report says. Stocks remain popular with 53% choosing publicly traded shares, and 51% diversify into private assets like private equity and private credit. Interestingly, 44% also invest in commercial real estate, while as many as 41% are experimenting with cryptocurrencies, according to the report.
Luxury goods and experiences are popular among Indian entrepreneurs. Rich entrepreneurs in India are spending their wealth on luxury lifestyles as their optimism and global outlook help them expand their horizons across borders, according to the survey by HSBC Private Bank.
It reveals that allocations toward real estate for personal use (64 percent), health and wellness (61 percent), and luxury experiences (59 percent) are significantly higher among entrepreneurs in India compared to their global counterparts.
Entrepreneurs in India are overwhelmingly positive about their personal wealth outlook, with 95 percent predicting their wealth will grow over the next few years, it says. Among them, 56 percent believe their wealth will improve significantly, while 39 percent expect moderate growth. This optimism is particularly pronounced in markets such as the UK, UAE, India, and Singapore.
Key drivers of this optimism in India are opportunities for new investments and ventures (64 percent), positive performance of investment portfolios (56 percent), favorable economic outlook for the local economy (54 percent) and positive business performance (43 percent).
When it comes to business outlook, entrepreneurs in India exhibit significant confidence with 98% expressing positivity. They believe technological advancements and business opportunities will be key drivers of growth.
Despite their optimism, Indian entrepreneurs face challenges in managing their global operations and wealth. Key concerns include complexities in managing existing business operations from abroad (50 percent); visa and residency requirements (49 percent); and challenges in purchasing property in new locations (48 percent). Succession planning also remains a critical area, with 64 percent expressing concerns about structuring business transfers effectively.
Commenting on the research findings, Sandeep Batra, Head of International Wealth and Premier Banking, HSBC India, said, “Indian entrepreneurs are redefining the global playbook with their optimism, ambition, and growth mindset. Their investments in luxury lifestyles, global mobility, and diversified portfolios signal not just confidence in their wealth trajectory but also their readiness to capitalize on the next wave of global opportunities and deepening international wealth corridors as globalisation enters a new phase.”
Frequently Asked Questions
What is the most popular investment for Indian entrepreneurs according to the HSBC Global Entrepreneurial Wealth Report 2025?
Life insurance is the most popular investment for Indian entrepreneurs, with 73% of respondents investing in it.
What percentage of Indian entrepreneurs invest in properties beyond their primary homes?
58% of Indian entrepreneurs invest in properties beyond their primary homes.
How many Indian entrepreneurs are investing in cryptocurrencies?
41% of Indian entrepreneurs are experimenting with cryptocurrencies.
What are the key drivers of optimism among Indian entrepreneurs regarding their personal wealth outlook?
Key drivers of optimism include opportunities for new investments and ventures (64%), positive performance of investment portfolios (56%), favorable economic outlook for the local economy (54%), and positive business performance (43%).
What are the main challenges faced by Indian entrepreneurs in managing their global operations and wealth?
Main challenges include complexities in managing existing business operations from abroad (50%), visa and residency requirements (49%), and challenges in purchasing property in new locations (48%).
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