India’s Ultra-Rich Soar Globally: Equity, Crypto, and Luxury Real Estate in Focus
India is witnessing a significant surge in Ultra-High-Net-Worth Individuals (UHNWIs) with a projected 58.4% rise by 2028, driven by tech, unicorns, and global investments. Explore how the new-age affluent are diversifying their wealth.
Wealth CreationUhnwisGlobal InvestmentsLuxury Real EstateCryptocurrencyReal Estate MumbaiJul 20, 2025
We are witnessing a generational shift, said Ratna Sharma, Executive Director – Private Client Business, India. Today’s investors want global access, institutional-grade governance, and impact-aligned investments. She noted that India’s next wave of wealth creators, shaped by global exposure, are moving beyond traditional allocations toward more nuanced, tech-enabled, and globally diversified strategies.
This new-age affluent class is growing rapidly. Venkat Moorty, President of PMS at Savart, pointed out that India now has around 13,600 UHNWIs, with a 6% year-on-year growth. Over 15% of HNIs are under 30, and 20% are under 40, he said, attributing this surge to India’s tech boom, unicorn rise, and 268 IPOs in 2024 alone. Moorty also highlighted the evolving asset mix—32% in equities, 15% in alternatives like AIFs and crypto, and a third in foreign assets—reflecting smarter, globally integrated wealth planning.
Ajay Kumar Yadav, Group CEO & CIO at Wise Finserv, called this shift a quiet economic transformation, powered by strong GDP growth, an expanding investor base, and a booming startup scene with over 110 unicorns. This is more than just a wealth story—it’s about ambition, structural change, and rising global stature, he added.
For founders, wealth strategy goes deeper. Moksha Bhat, Managing Partner at AP & Partners, stressed the need for careful liquidity planning, legal structuring, and family governance. A well-structured exit allows founders to diversify wealth while safeguarding their legacy, he said.
India’s ultra-rich are not just focusing on domestic investments but are also looking abroad. Luxury real estate, particularly in prime locations like New York, London, and Singapore, is gaining traction. Crypto investments are also on the rise, with many UHNWIs exploring blockchain and decentralized finance (DeFi) opportunities.
The trend towards global diversification is driven by a desire for stability, higher returns, and strategic asset allocation. With the global economic landscape becoming increasingly interconnected, India’s ultra-rich are positioning themselves to capitalize on international markets and opportunities.
In conclusion, the rapid growth of UHNWIs in India is reshaping the country’s economic landscape. The new generation of wealth creators is leveraging technology, global exposure, and strategic investments to build and diversify their wealth, setting the stage for a promising future in the global financial arena.
Frequently Asked Questions
What is the projected growth in UHNWIs in India by 2028?
India is set to witness a 58.4% rise in Ultra-High-Net-Worth Individuals (UHNWIs) by 2028, according to Knight Frank’s 2024 Wealth Report.
What factors are driving the growth of UHNWIs in India?
The growth is driven by India’s tech boom, the rise of unicorns, a significant number of IPOs, and strong GDP growth.
How are India’s UHNWIs diversifying their investments?
India’s UHNWIs are diversifying their investments across equities, alternatives like AIFs and crypto, and foreign assets, reflecting a more globally integrated wealth planning strategy.
What is the importance of global exposure for India’s new-age affluent?
Global exposure is crucial for India’s new-age affluent as it allows them to access international markets, achieve stability, and seek higher returns through strategic asset allocation.
What are some key strategies for wealth management among UHNWIs in India?
Key strategies include careful liquidity planning, legal structuring, family governance, and a well-structured exit to diversify wealth while safeguarding their legacy.
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