MHADA Announces 118 Affordable Homes in Mumbai on First-Come, First-Served Basis

The Maharashtra Housing and Area Development Authority (MHADA) announced on February 16, 2026, that online applications for 118 affordable homes in Mumbai will begin on February 17, 2026, on a first-come, first-served basis. This initiative aims to provide affordable housing options to residents of Mumbai, particularly in suburban and South Mumbai areas.

According to MHADA, the online application registration process will start at 11:00 am on February 17, 2026, on MHADA's official website, https://bookmyhome.mhada.gov.in. The flats are available in various areas such as Kandivali, Charkop, Shimpoli, Antop Hill, Wadala, Powai, Malad, Mankhurd, Ghatkopar, Vikhroli, Byculla, Tardeo, Lower Parel, Sion, Juhu, and Andheri.

The most expensive apartment for sale is located in South Mumbai's Tardeo, priced at over ₹8 crore, while the least expensive one is priced at ₹38 lakh. MHADA noted that these flats were previously offered through lotteries but remained unsold for various reasons, and are now being put up for sale under the first-come, first-served (FCFS) scheme.

The process of submitting the online application, paying the security deposit, and application fee, and selecting the flat will begin on March 4, 2026. After finalizing a flat, the applicant must pay 10% of the flat’s sale price within 48 hours.

Criteria for Applying for MHADA Flats on FCFS Basis

To apply for the MHADA flats on a first-come, first-served basis, the applicant must meet the following criteria: - The applicant must be at least 18 years old on the date of application submission. - The applicant must be an Indian citizen. - A Domicile Certificate of the state of Maharashtra, issued after January 2018 and with a barcode, is required.

If the applicant is single, their own Aadhar card/PAN card will be required. For married applicants, the Aadhar card/PAN card of the spouse will be required. Divorced applicants must provide a certified copy of the judgment of the competent court or a copy of the appeal if filed (possession of the flat will not be given without a copy of the final judgment).

Housing Loan Options

If homebuyers wish to take a housing loan from a financial institution, they must upload a pre-sanctioned letter from the concerned institution using their login ID. After this, a No Objection Certificate (NOC) will be issued by the office in the name of the bank through the applicant’s login ID. Upon full payment of the flat price and stamp duty, the allotment and possession letters will be issued.

MHADA Lottery 2026 in Mumbai

MHADA is expected to put 5,000 affordable homes on the market in Mumbai over the next two to three months. Of these, around half will be available in the Goregaon area of Mumbai. These units are expected to cater to a mix of economically weaker sections (EWS), lower-income groups (LIG), middle-income groups (MIG), and high-income groups (HIG) across several locations.

This initiative by MHADA aims to address the growing demand for affordable housing in Mumbai and provide a fair and transparent process for homebuyers.