MHADA Lottery 2026 Update: How to Secure Your Home in Mumbai
The Mumbai Housing and Area Development Board (MHADA) has officially opened its latest housing scheme for 2026, presenting a unique opportunity for home seekers to secure one of the 120 unsold residential units in the city. Unlike the traditional lottery system, which relies on a lucky draw, this specific scheme is being conducted on a 'First-Come, First-Served' basis starting February 5. This move is part of MHADA’s strategy to clear its existing inventory while providing immediate housing solutions to the Mumbai public.
The units available in this scheme are strategically scattered across various developing and established pockets of the Mumbai metropolitan region. A significant portion of these unsold flats is situated in the MHADA colonies of suburban areas like Malad, Kandivali, and Borivali, which are popular for their connectivity and growing infrastructure. Additionally, there are select units available in the eastern suburbs and peripheral regions where MHADA has recently completed major housing projects. These flats range from 1BHK to 2BHK configurations, catering to a wide spectrum of middle-income and lower-income groups looking for a permanent address within city limits.
The entire process is digital and will be hosted exclusively on the 'Book My Home' portal. This system operates similarly to an e-commerce site where you can see live inventory.
- Official Website: [bookmyhome.mhada.gov.in](https://bookmyhome.mhada.gov.in/) - Step 1: Register your profile using your Aadhaar-linked mobile number and PAN details. - Step 2: Once the new booking date is live, log in and pay the required Security Deposit to unlock the 'Book My Home' feature. - Step 3: Access the real-time dashboard to view available flats by building, wing, and floor. - Step 4: Select your unit and immediately pay 10% of the flat cost within 48 hours. Failure to do so will result in automatic cancellation and forfeiture of your deposit.
To secure a flat, you must meet the basic statutory requirements of the Maharashtra Housing Board.
- Age & Citizenship: You must be an Indian citizen and at least 18 years old. - Domicile: You must have a Domicile Certificate proving residency in Maharashtra for at least 15 continuous years. - Property Rule: You (or your spouse/minor children) must not own any other residential property within the same municipal jurisdiction. - Income Slabs: - EWS: Annual family income up to ₹6 Lakh. - LIG: Up to ₹9 Lakh. - MIG: Up to ₹12 Lakh. - HIG: Above ₹12 Lakh. - Mandatory Documents: Aadhaar Card, PAN Card, Income Proof (ITR for FY 2024-25), and a cancelled cheque for potential refunds.
While originally scheduled for February 5, 2026, MHADA officially announced on February 4 that the registration process has been postponed due to 'technical reasons'. Homebuyers are advised to keep checking the official portal as a revised date will be announced soon.
