Piramal Enterprises: NBFC Stock to Watch as Company Targets ₹1 Lakh Cr AUM by FY26

Piramal Enterprises Ltd (PEL) is a leading NBFC in India, targeting a significant milestone of ₹1 lakh crore AUM by FY26. The company's robust financial performance and strategic growth plans make it a stock to watch for investors.

NbfcPiramal EnterprisesAumFinancial PerformanceInvestmentReal Estate NewsJul 05, 2025

Piramal Enterprises: NBFC Stock to Watch as Company Targets ₹1 Lakh Cr AUM by FY26
Real Estate News:Non-Banking Financial Companies (NBFCs) play a crucial role in India’s financial landscape, holding a 22 percent share of the country’s credit market. As of 2024, NBFCs have reached an all-time high with gross advances of Rs 40.3 lakh crore, reflecting a robust 20 percent year-on-year credit growth and a balance sheet size of Rs 28.2 lakh crore. This rapid expansion underscores the growing importance of NBFCs in India’s financial ecosystem.

Piramal Enterprises Ltd (PEL), with a market capitalization of Rs 26,402.29 crore, saw its shares trading at Rs 1,164.75 per share, marking a 1.61 percent increase compared to the previous closing price of Rs 1,146.35. PEL has set ambitious targets for FY26, projecting a 25 percent year-on-year rise in total AUM to Rs 1 lakh crore and a 30 percent growth in core AUM to Rs 96,000 crore. The company also aims to maintain a stable retail share of 80-85 percent, while reducing the legacy book to Rs 3,000-3,500 crore. Additionally, consolidated PAT is projected to grow significantly to Rs 1,300-1,500 crore.

In the financial year 2025 (Q4), PEL reported a 15 percent increase in revenue from Rs 2,473 crore in Q4FY24 to Rs 2,854 crore in Q4FY25. However, net profit decreased by 26 percent from Rs 137 crore to Rs 102 crore. Despite this, PEL successfully met all its FY25 targets, achieving Rs 81,000 crore in AUM, a 17 percent year-on-year growth, and improving the retail-to-wholesale mix to 80:20. Legacy AUM stood at Rs 6,920 crore, within the guided range. AIF gains reached Rs 926 crore in FY25, and operating efficiency improved, with exit-quarter opex to AUM at 4.0 percent, down from the 4.6 percent target.

Piramal Enterprises Limited (PEL) is a diversified financial services company that offers a range of financial products and solutions. Its wholesale and retail financing segments cater to various sectors, including real estate developers and corporations. The wholesale lending business provides financing to real estate developers and large corporations, while the retail segment focuses on individual and small business customers. PEL’s strategic focus on both wholesale and retail financing positions it well to capitalize on the growing demand for financial services in India.

Investing in PEL can be a strategic move for those looking to tap into the growth potential of the NBFC sector. The company’s strong financial performance, coupled with its ambitious growth targets, makes it a compelling investment opportunity. However, investors should exercise due diligence and consult with their financial advisors before making any investment decisions.

Piramal Enterprises Limited (PEL) is a prominent player in the Indian financial services sector, known for its comprehensive range of financial products and solutions. The company’s wholesale lending business provides financing to real estate developers and corporations, while its retail segment caters to individual and small business customers. PEL’s strategic focus on both wholesale and retail financing positions it well to capitalize on the growing demand for financial services in India.

Frequently Asked Questions

What is the target AUM for Piramal Enterprises by FY26?

Piramal Enterprises aims to achieve a total AUM of Rs 1 lakh crore by FY26.

What is the projected growth in core AUM for Piramal Enterprises?

Piramal Enterprises projects a 30 percent growth in core AUM to Rs 96,000 crore by FY26.

What was the revenue growth for Piramal Enterprises in Q4FY25?

Piramal Enterprises reported a 15 percent increase in revenue from Rs 2,473 crore in Q4FY24 to Rs 2,854 crore in Q4FY25.

What is the current market capitalization of Piramal Enterprises?

The current market capitalization of Piramal Enterprises is Rs 26,402.29 crore.

What is the projected net profit for Piramal Enterprises by FY26?

Piramal Enterprises projects a consolidated PAT of Rs 1,300-1,500 crore by FY26.

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