PM Modi's Investment Portfolio: A Closer Look at His Wealth and Financial Decisions
Prime Minister Narendra Modi has a total wealth of ₹34.3 million, primarily invested in Bank Fixed Deposits (FD) and National Savings Certificates (NSC). His investments have more than doubled in the last 11 years.
Narendra ModiInvestmentWealthBank Fixed DepositsNational Savings CertificatesReal Estate NewsSep 17, 2025
PM Modi's financial decisions reflect a preference for secure and stable investment options. His largest investment is in Bank Fixed Deposits (FD), with assets worth ₹32,634,258 deposited in the SBI branch in Gandhinagar.
Apart from FDs, he also invests in National Savings Certificates (NSC), a popular small savings scheme. He has invested ₹974,964 in NSC, which offers a maturity of 5 years and an annual interest rate of 7.7%. Investing in this scheme also provides tax benefits under section 80C of the Income Tax Act.
In terms of other assets, PM Modi has ₹59,920 in cash and 4 gold rings with a total weight of 45 grams, valued at approximately ₹310,365. He also has a bank balance of ₹1,104 in the SBI branch in Gandhinagar.
Interestingly, PM Modi has not invested in mutual funds, bonds, debentures, or shares. His primary sources of income are his government salary and interest earned on his savings. According to the affidavit, ₹168,688 has been deducted as TDS from his salary, investments, and income. The interest earned from his FDs is ₹220,218.
In the 2014 elections, PM Modi declared his assets as ₹16.5 million. By the 2019 elections, this had increased to ₹25.1 million. According to the affidavit filed in 2024, his assets had risen to ₹30.2 million. Now, his total wealth stands at ₹34,369,517, indicating that his wealth has more than doubled in the last 11 years and increased by ₹4.3 million in just one year.
This steady growth in his wealth reflects a disciplined and cautious approach to financial management. PM Modi's investment choices highlight his preference for low-risk, reliable investment options that offer stability and security.
Frequently Asked Questions
What are PM Modi's primary investments?
PM Modi's primary investments are in Bank Fixed Deposits (FD) and National Savings Certificates (NSC).
How much has PM Modi's wealth increased in the last 11 years?
PM Modi's wealth has more than doubled in the last 11 years, increasing from ₹16.5 million in 2014 to ₹34.3 million in 2025.
What is the interest rate on National Savings Certificates (NSC)?
The interest rate on National Savings Certificates (NSC) is 7.7% per annum.
Does PM Modi invest in mutual funds or shares?
No, PM Modi has not invested in mutual funds, bonds, debentures, or shares.
What are PM Modi's primary sources of income?
PM Modi's primary sources of income are his government salary and interest earned on his savings.
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