Protect Your Wealth: Finfluencer Warns of Currency Devaluation and Asset Erosion
Finance educator Akshat Shrivastava warns that unchecked money printing and currency devaluation are quietly shrinking the real worth of assets, including real estate, gold, and Bitcoin.
Currency DevaluationReal EstateInflationInvestmentFinfluencerReal EstateJun 08, 2025
Imagine that your 2BHK flat is worth ₹1 crore. The next year, its value falls to ₹90 lakh. How would you feel? Shrivastava asks in a post on X. “What if I tell you: this is actually happening—without you even taking note of it.”
His warning centers on the devaluation of currency—something he says isn’t just happening in global exchange rates, but in relation to real-world assets like gold, Bitcoin, and land. “Governments right now can print as much money as they wish. And, guess what? They are doing it,” he explains.
He cites the U.S. Federal Reserve printing 20% of the country’s total money supply in a single year after the COVID-19 pandemic. The impact, he explains, is invisible but devastating: “If the rate of money printing is 10%, and your post-tax deposit rate is 6%, your money is losing 4% of its value each year.”
And yet, Shrivastava says, most people don’t notice—or care. “People don’t protest. Because most of them don’t bother with economics. Cricket and politics keep them busy.”
To defend against this slow erosion, he advocates investing in assets that resist inflation. “Stocks, (good quality) real estate, gold, and Bitcoin are all hedges,” he writes. But even these aren’t foolproof if mistimed. “If you would have bought BTC on its 2021 high, you would have made 0% returns for 3 years—even though its 10-year CAGR is 88%.”
The real challenge, Shrivastava argues, isn’t just picking the right asset—it’s knowing how and when to act. “Most people don’t know how to execute these points: what assets to buy when, how to analyze value, how much to buy, how much cash to keep, and how to book profits.”
His final warning is clear: focusing on defending a favorite asset class while ignoring inflation risk is a costly mistake. “Every year, their wealth keeps going down—in real terms.”
Frequently Asked Questions
What is currency devaluation?
Currency devaluation is the loss of value of a country's currency in relation to other currencies. This can occur due to various factors, including excessive money printing by governments.
How does currency devaluation affect real estate?
Currency devaluation can reduce the real value of real estate assets, even if their nominal value remains the same. This is because the purchasing power of the currency used to measure the asset's value decreases over time.
What are some assets that can hedge against inflation?
Assets that can hedge against inflation include stocks, good quality real estate, gold, and Bitcoin. These assets tend to retain their value better than cash during periods of high inflation.
Why is timing important in investing?
Timing is crucial in investing because buying assets at the wrong time can lead to poor returns or even losses. For example, buying Bitcoin at its peak in 2021 would have resulted in no gains for several years, despite its long-term growth.
What are the key factors to consider when investing to protect against inflation?
Key factors include knowing what assets to buy, when to buy them, how to analyze their value, how much to invest, how much cash to keep on hand, and how to book profits.
Related News Articles
Maharashtra's Real Estate Market Sees Upsurge in Property Registrations
Maharashtra's real estate market experiences a boost in property registrations and revenue despite unchanged RR rates, indicating a shift towards high-value transactions.
Top Stock Picks for Short-Term Gains: Bajaj Finserv, HDFC Life, HDFC Bank, and LIC Housing Finance
Market tech analysts Soni Patnaik, Mitessh Thakkar, and F&O analyst Rajesh Palviya recommend these stocks for short-term gains.
3 Financial Stocks Show Promise, Real Estate Overhyped: Samir Arora
Samir Arora, Founder of Helios Capital, highlights the potential of some NBFCs and microfinance companies, while expressing concerns about the real estate sector being overdone. He believes that HDFC Bank, Kotak Bank, and Bajaj Finance, which have underpe
NBT Office Relocation and Pune Book Festival Expected to Draw 7.5 Lakh Visitors
The National Book Trust (NBT) is set to shift its office to the city, a move that coincides with the highly anticipated Pune Book Festival. The festival, expected to attract 7.5 lakh visitors, is a significant cultural event that showcases a wide array of
Metro Brands Promoters Acquire Five Luxury Apartments in Mumbai's Worli for ₹405 Crore
The promoters of footwear retailer Metro Brands have made a significant investment in Mumbai's luxury real estate market by purchasing five apartments in the Worli area for ₹405 crore. These apartments are located in one of the city's tallest buildings, P
Maharashtra Real Estate: Majority of Developers Update Project Details for MahaRERA Compliance
A significant number of real estate developers in Maharashtra have taken steps to improve their compliance with the Maharashtra Real Estate Regulatory Authority (MahaRERA) by updating their project details. This move reflects a growing commitment to trans