Redditors Debate: Should You Buy a Home in India's Soaring Real Estate Market?
India's housing market is a hot topic on Reddit, with users debating whether soaring property prices are a bubble or a reflection of long-term growth. From affordability concerns to cyclical downturns, the discussion highlights a growing divide.
Real EstateProperty PricesHousing MarketRedditorsIndiaReal Estate NewsOct 17, 2025
Everyone is frustrated because everything feels expensive,” one Redditor wrote, noting that since the onset of the COVID-19 pandemic, “prices have skyrocketed across the board, from real estate to gold, the stock market, and crypto.”
He added that much of the online discourse around housing has turned into “venting about affordability rather than discussing market trends or investment strategy. If you’re in the market to buy a home, buy a home. Do your due diligence, assess your options, and move forward.”
Real estate doesn’t crash, it stabilises,” another Redditor agreed, saying that most end-users don’t buy homes as short-term investments. “If you need to buy a home, just buy a home. Most end users don’t look at homes from the point of view of appreciation; they need a good place to live. And if they sell, it’s usually over 10 years later when the market changes anyway.”
The Redditor argued that real estate prices rarely “crash” in India. Instead, they “just stay stable for 6–7 years, making them more affordable and correcting the market.”
Another user advised caution, suggesting buyers avoid under-construction projects until at least the superstructure stage is complete, citing the emotional and risky nature of buying early. “The problem is people always wait for a crash, in all asset classes,” they said. “No one knows what will happen. If you think it’s an asset or you need a place to stay, buy. Otherwise, there’s no point cribbing daily that prices are unaffordable.”
While some homebuyers argued timing and strategy, others shifted focus to affordability and inequality. One Redditor wrote, “No one is venting about home prices. I’m concerned about the financial health of people like me, from non-tech backgrounds, who have had stagnant salaries for over a decade. I’m out of the real estate market.”
He said that rising property prices have widened the gap between sectors: “Techies and finance professionals are always at an advantage. It’s not just housing, it’s inequality. I’m genuinely worried about job security as trimming has already started in my sector. Techies will never understand the struggles of others who also work 12-hour days but have seen little growth.”
The existing monetary system is starting to crumble,” another Redditor wrote. “Governments are piling on debt, currencies are being devalued, and demographics are collapsing faster than anyone expected. Gold being up 50% in a year is not normal, it’s a symptom.”
Not everyone agreed that now is a good time to make a purchase. Another Redditor countered that real estate works in cycles, pointing to downturns in 2008, 2014, and 2020, and predicting another one around 2026.
There is nothing called an affordable home,” he wrote. “During a recession, the same flat you’re eyeing can drop 30–40% in price, but only if you’re ready to wait multiple years and put in effort. You can’t expect to walk into a sales office and get a 3BHK under ₹1 crore. That’s foolishness. Why would they?”
They also warned about liquidity risk: “I know many in Bengaluru who are stuck with inventory; nobody is buying their flats even at cost price. Once you add loan interest and registration charges, that’s a loss of around 50–60 lakh. So choose wisely.”
Frequently Asked Questions
What are the main concerns of Redditors about India's housing market?
Redditors are concerned about the affordability of homes, the widening gap between different sectors, and the potential for a market crash. Many feel priced out of the market and are venting about their financial struggles.
Why do some Redditors think real estate prices won't crash in India?
Some Redditors argue that real estate prices in India rarely crash. Instead, they stabilize for several years, making homes more affordable over time and correcting the market.
What advice do Redditors have for homebuyers?
Redditors advise buyers to do their due diligence, assess their options, and move forward if they need a home. They also suggest avoiding under-construction projects until the superstructure is complete to minimize risk.
How do rising property prices affect different sectors in India?
Rising property prices have widened the gap between sectors, with tech and finance professionals having an advantage. People from non-tech backgrounds with stagnant salaries for over a decade are particularly affected and feel priced out of the market.
What is the predicted future of India's real estate market?
Some Redditors predict another downturn in the real estate market around 2026, based on previous cycles in 2008, 2014, and 2020. They advise caution and careful planning for potential buyers.
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