The True Cost of Living Abroad vs. Staying in India
Explore the real costs and benefits of living in India compared to moving abroad. From cost of living to cultural advantages, find out why staying in India might be the smarter choice.
Cost Of LivingIndian EconomyWorklife BalanceCultural AdvantagesHybrid Work ModelReal Estate PuneJul 11, 2025
Yes, India’s economy is booming, making it one of the fastest-growing in the world. This year alone, the Indian job market is expected to grow by 9%. The manufacturing and automobile sectors are set to increase hiring by 25% and 20%, respectively, just in 2025. The IT sector, often referred to as India’s ‘crown jewel,’ also forecasts a 15-20% growth in employment this year.
When it comes to opportunities, India stands on par with, if not ahead of, many other countries. However, let’s examine the practical aspects of an Indian living abroad.
Cost of Living – Getting the Most for Your Money
The cost of living in India is significantly lower compared to many developed countries. For instance, the cost of living in India is over 200% lower than in the US, excluding rent. Housing costs highlight this disparity even more. On average, renting a home in India is 700% cheaper than in the US. For homeowners, the difference is stark. In New York City, the median price per square meter is about USD 15,174, whereas in Pune, an upper-mid-range home costs approximately Rs. 8,000 per sq. ft, which converts to about USD 1,037 per sq. meter. This is just one example, but it underscores the vast cost differences between major US and Indian cities.
The discrepancies extend to other expense categories. In the US, dining out is 320% more expensive, and basic supplies cost 220% more. A simple lunch at a cheap restaurant in India costs Rs. 250, while the same meal in the US would cost Rs. 1,712, a difference of 623%. Even public transportation is more affordable in India, with a monthly pass costing Rs. 850, compared to Rs. 5,563 in the US.
For professionals earning good salaries in India, this cost advantage allows them to enjoy a high quality of life for much less. They can afford to hire household help, live in a comfortable home, and engage in leisure activities regularly, all for a fraction of the cost they would incur abroad.
The Cultural Advantage
Living and working in India provides access to family support networks that are unparalleled. This is a crucial aspect that Indians often realize too late after emigrating. In India, the workplace is characterized by strong familial bonds and a focus on collective decision-making. This supportive environment fosters a sense of community and collaboration, making the Indian workplace a nurturing place.
India’s diverse cultural landscape, with 22 official languages and various regional influences, contributes to a vibrant professional atmosphere that values differences and encourages open-minded thinking. Indian companies prioritize building lasting relationships and professional networks, which help employees advance in their careers.
In contrast, the US, for example, has seen a recent political shift that has slowed progress in diversity and inclusion. Meanwhile, India is making significant strides in this area, with more women taking on leadership roles and companies implementing policies to ensure equal opportunities for all.
Work-Life Balance
While India still has room for improvement in terms of work-life balance, it has made significant progress. The country has a reputation for long working hours, but the work culture is rapidly evolving. The COVID-19 pandemic introduced the hybrid work model, which has become a staple in many organizations.
Today, 60% of modern Indian enterprises have adopted hybrid models, allowing for flexible work arrangements. This shift reflects a growing awareness of the importance of personal time and employee well-being. Indian businesses are investing in programs for employee health, mental wellness, and flexible scheduling to create sustainable work environments. This change makes India an increasingly attractive place for professionals who seek both career growth and personal fulfillment.
India – The Strategic Choice for Indians
More than ever, being an Indian citizen in India makes more sense than being an immigrant abroad. India is on track to become a major player in the global economy, and it is taken seriously by advanced economies at every level. Meanwhile, these countries are becoming increasingly hostile towards foreigners.
We are in a prime position to capitalize on our country’s growth while enjoying the unique benefits of working in one of the most exciting and opportunity-rich places in the world—our home. It has never been a better time to be an Indian in India.
Frequently Asked Questions
Is the cost of living in India significantly lower than in developed countries?
Yes, the cost of living in India is over 200% lower than in the US, and housing costs are 700% lower. This makes it much more affordable for professionals to enjoy a high quality of life in India.
What are the cultural advantages of living in India?
India offers strong family support networks and a workplace culture that values collaboration and community. The country's diverse cultural landscape also promotes open-minded thinking and inclusivity.
How has the work culture in India evolved recently?
The work culture in India has shifted towards a better work-life balance. Many companies have adopted hybrid work models, and there is a growing focus on employee health and well-being.
Why is India becoming a more attractive place for professionals?
India is experiencing rapid economic growth and offers numerous opportunities for career advancement. The country also provides a high quality of life and cultural richness that is hard to find elsewhere.
How do Indian companies support diversity and inclusion?
Indian companies are increasingly prioritizing diversity and inclusion, with more women taking on leadership roles and policies being implemented to ensure equal opportunities for all employees.
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