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Should I Invest in a ₹2.7 Crore 3BHK with ₹1.8 Crore Loan? Bengaluru Techie Seeks Advice

Real Estate

Should I Invest in a ₹2.7 Crore 3BHK with ₹1.8 Crore Loan? Bengaluru Techie Seeks Advice

A 30-year-old Bengaluru techie's Reddit post has sparked a heated debate about whether it's wise to invest in a ₹2.7 crore 3BHK in JP Nagar with a ₹1.8 crore home loan. The couple is weighing the pros and cons of buying versus renting.

September 10, 2025
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Rethinking Real Estate: Is Property Investment a Financial Burden or a Wealth Builder in India?

real estate news

Rethinking Real Estate: Is Property Investment a Financial Burden or a Wealth Builder in India?

In India, owning a house is often seen as a symbol of success and stability. However, the real financial cost of real estate, especially when funded through long-term home loans, can be significant. This article explores the financial implications of property investment for the middle and upper-middle class and why it may not always be the best wealth generator.

September 6, 2025
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Rethinking Real Estate: Is It Really a Smart Investment in Today’s Market?

Real Estate

Rethinking Real Estate: Is It Really a Smart Investment in Today’s Market?

In India, while owning a home has long been a symbol of success and stability, the financial reality of real estate investment is more complex. This article explores the true cost and returns of real estate, especially for the middle and upper-middle class.

September 6, 2025
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Where to Find Affordable Housing in India's Top Metros in 2025

Real Estate Pune

Where to Find Affordable Housing in India's Top Metros in 2025

Ahmedabad, Pune, and Kolkata stand out as the most affordable metro housing markets in India for 2025, thanks to lower property prices, economic stability, and infrastructure improvements.

August 28, 2025
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Affordable Housing Demand May Slow Due to Rising Costs, but Luxury Segment Remains Resilient

real estate news

Affordable Housing Demand May Slow Due to Rising Costs, but Luxury Segment Remains Resilient

Rising home loan rates could impact demand in the affordable and mid-range housing segments, according to Anuj Puri, Chairman of ANAROCK Group. However, the luxury market is likely to remain relatively resilient.

August 22, 2025
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SBI's Home Loan Rate Hike: Impact on Housing Market and First-Time Buyers

real estate news

SBI's Home Loan Rate Hike: Impact on Housing Market and First-Time Buyers

SBI's recent decision to increase home loan rates could slow down the housing market, particularly affecting first-time buyers who are sensitive to affordability and EMI changes, according to Amit Mamgain of Yugen Infra.

August 21, 2025
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Laid-off Bengaluru Techie's ₹78k EMI Sparks Rent vs Buy Debate

real estate news

Laid-off Bengaluru Techie's ₹78k EMI Sparks Rent vs Buy Debate

A laid-off techie in Bengaluru, struggling with a ₹78k EMI on a ₹1.3 crore flat, has reignited the debate on the risks of expensive homeownership. The incident has sparked discussions on the pros and cons of buying versus renting, especially in volatile job markets.

August 20, 2025
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Beware of 'No EMI till Possession' Scams in Indian Real Estate

Real Estate

Beware of 'No EMI till Possession' Scams in Indian Real Estate

A Reddit user warns Indians about the dangers of 'No EMI till Possession' schemes, which have trapped 4.3 lakh homebuyers into paying EMIs for homes they may never receive.

August 18, 2025
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Beware of 'No EMI till Possession' Schemes: Reddit User Warns Homebuyers

real estate news

Beware of 'No EMI till Possession' Schemes: Reddit User Warns Homebuyers

A Reddit user has warned Indian homebuyers about the pitfalls of 'No EMI till possession' schemes, cautioning that these can trap buyers into paying EMIs for homes they may never receive.

August 18, 2025
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Struggling to Buy Property on ₹12 LPA in Big Cities? Netizens Share Insights

Real Estate

Struggling to Buy Property on ₹12 LPA in Big Cities? Netizens Share Insights

Netizens on Reddit discuss the challenges of buying property on a ₹12 lakh per annum income in major Indian cities, highlighting the impact of rising real estate prices and the role of inherited wealth and connections.

August 11, 2025
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RBI Maintains Repo Rate Amid Tariff Pressures; Festive Season May Boost Home Loan Demand

Real Estate Mumbai

RBI Maintains Repo Rate Amid Tariff Pressures; Festive Season May Boost Home Loan Demand

The Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.5%, amid economic pressures such as US President Donald Trump’s new tariffs and a decline in housing sales. Real estate experts are optimistic about the festive season boosting home loan demand.

August 6, 2025
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RBI MPC Keeps Repo Rate Unchanged: Mixed Reactions from Real Estate Sector

Real Estate

RBI MPC Keeps Repo Rate Unchanged: Mixed Reactions from Real Estate Sector

The Reserve Bank of India's (RBI) Monetary Policy Committee (MPC) has kept the repo rate unchanged at 5.5%. The real estate sector has given mixed reactions, with some stakeholders welcoming the decision and others hoping for a rate cut to boost the affordable housing segment.

August 6, 2025
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RBI Maintains Repo Rate at 5.5%: A Steady Course for the Real Estate Market

Real Estate Maharashtra

RBI Maintains Repo Rate at 5.5%: A Steady Course for the Real Estate Market

The Reserve Bank of India (RBI) has maintained the repo rate at 5.5%, a decision widely welcomed by the real estate sector. Industry experts believe this will support housing loan demand and ensure sustained momentum in both affordable and premium housing segments.

August 6, 2025
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Real Estate Sector Anticipates Continued Growth as RBI MPC Meeting Approaches

real estate news

Real Estate Sector Anticipates Continued Growth as RBI MPC Meeting Approaches

The real estate market is showing robust growth, driven by positive buyer sentiment, better affordability, and easy loan availability. Industry experts are optimistic that the upcoming RBI MPC meeting will further support this momentum.

August 5, 2025
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Real Estate Sector Anticipates Further Rate Cuts from RBI MPC

Real Estate

Real Estate Sector Anticipates Further Rate Cuts from RBI MPC

The real estate sector remains optimistic ahead of the RBI MPC's upcoming decision, hoping for continued rate cuts to boost housing demand and affordability.

August 5, 2025
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First-Time Homebuyers: Invest in Tier 2 Cities and Rent in Metros?

Real Estate Mumbai

First-Time Homebuyers: Invest in Tier 2 Cities and Rent in Metros?

As metros like Mumbai, Gurugram, and Bengaluru become increasingly unaffordable, first-time homebuyers are considering renting in these cities while investing in Tier 2 cities for potential capital appreciation and rental income.

July 19, 2025
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Bank of Maharashtra Offers India’s Most Affordable Home Loan, Check Details

Real Estate Maharashtra

Bank of Maharashtra Offers India’s Most Affordable Home Loan, Check Details

With real estate prices on the rise, securing the right home loan at the right interest rate has become crucial. The Bank of Maharashtra is now offering one of the most attractive home loan deals in the market, making homeownership more accessible.

July 16, 2025
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Is Buying Property in Your Early 30s a Smart Investment Move? Redditor's Dilemma Sparks Debate

real estate news

Is Buying Property in Your Early 30s a Smart Investment Move? Redditor's Dilemma Sparks Debate

A 32-year-old Redditor's decision to buy property with a home loan in his early 30s has sparked a heated debate. Experts weigh in on the emotional and financial implications of such a move.

July 11, 2025
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Will Lower Home Loan Rates Spark a Credit Boom in India?

real estate news

Will Lower Home Loan Rates Spark a Credit Boom in India?

The Reserve Bank of India's recent repo rate cut has prompted major lenders to slash home loan interest rates, making borrowing more attractive. But will lower rates translate into a significant credit surge, or are there deeper factors at play?

July 7, 2025
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Reap Big Benefits from a Repo Rate Cut: A Game-Changer for Home Buyers

real estate news

Reap Big Benefits from a Repo Rate Cut: A Game-Changer for Home Buyers

The recent repo rate cut by the Reserve Bank of India (RBI) brings significant benefits for both existing home loan borrowers and prospective homeowners, making homeownership more affordable and achievable.

July 6, 2025
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