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Rethinking Real Estate: Is Property Investment a Financial Burden or a Wealth Builder in India?

real estate news

Rethinking Real Estate: Is Property Investment a Financial Burden or a Wealth Builder in India?

In India, owning a house is often seen as a symbol of success and stability. However, the real financial cost of real estate, especially when funded through long-term home loans, can be significant. This article explores the financial implications of property investment for the middle and upper-middle class and why it may not always be the best wealth generator.

September 6, 2025
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Rethinking Real Estate: Is It Really a Smart Investment in Today’s Market?

Real Estate

Rethinking Real Estate: Is It Really a Smart Investment in Today’s Market?

In India, while owning a home has long been a symbol of success and stability, the financial reality of real estate investment is more complex. This article explores the true cost and returns of real estate, especially for the middle and upper-middle class.

September 6, 2025
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Where to Find Affordable Housing in India's Top Metros in 2025

Real Estate Pune

Where to Find Affordable Housing in India's Top Metros in 2025

Ahmedabad, Pune, and Kolkata stand out as the most affordable metro housing markets in India for 2025, thanks to lower property prices, economic stability, and infrastructure improvements.

August 28, 2025
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RBI Maintains Repo Rate Amid Tariff Pressures; Festive Season May Boost Home Loan Demand

Real Estate Mumbai

RBI Maintains Repo Rate Amid Tariff Pressures; Festive Season May Boost Home Loan Demand

The Reserve Bank of India (RBI) has decided to keep the repo rate unchanged at 5.5%, amid economic pressures such as US President Donald Trump’s new tariffs and a decline in housing sales. Real estate experts are optimistic about the festive season boosting home loan demand.

August 6, 2025
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RBI MPC Keeps Repo Rate Unchanged: Mixed Reactions from Real Estate Sector

Real Estate

RBI MPC Keeps Repo Rate Unchanged: Mixed Reactions from Real Estate Sector

The Reserve Bank of India's (RBI) Monetary Policy Committee (MPC) has kept the repo rate unchanged at 5.5%. The real estate sector has given mixed reactions, with some stakeholders welcoming the decision and others hoping for a rate cut to boost the affordable housing segment.

August 6, 2025
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RBI Maintains Repo Rate at 5.5%: A Steady Course for the Real Estate Market

Real Estate Maharashtra

RBI Maintains Repo Rate at 5.5%: A Steady Course for the Real Estate Market

The Reserve Bank of India (RBI) has maintained the repo rate at 5.5%, a decision widely welcomed by the real estate sector. Industry experts believe this will support housing loan demand and ensure sustained momentum in both affordable and premium housing segments.

August 6, 2025
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Real Estate Sector Anticipates Continued Growth as RBI MPC Meeting Approaches

real estate news

Real Estate Sector Anticipates Continued Growth as RBI MPC Meeting Approaches

The real estate market is showing robust growth, driven by positive buyer sentiment, better affordability, and easy loan availability. Industry experts are optimistic that the upcoming RBI MPC meeting will further support this momentum.

August 5, 2025
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Real Estate Sector Anticipates Further Rate Cuts from RBI MPC

Real Estate

Real Estate Sector Anticipates Further Rate Cuts from RBI MPC

The real estate sector remains optimistic ahead of the RBI MPC's upcoming decision, hoping for continued rate cuts to boost housing demand and affordability.

August 5, 2025
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Will Lower Home Loan Rates Spark a Credit Boom in India?

real estate news

Will Lower Home Loan Rates Spark a Credit Boom in India?

The Reserve Bank of India's recent repo rate cut has prompted major lenders to slash home loan interest rates, making borrowing more attractive. But will lower rates translate into a significant credit surge, or are there deeper factors at play?

July 7, 2025
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Reap Big Benefits from a Repo Rate Cut: A Game-Changer for Home Buyers

real estate news

Reap Big Benefits from a Repo Rate Cut: A Game-Changer for Home Buyers

The recent repo rate cut by the Reserve Bank of India (RBI) brings significant benefits for both existing home loan borrowers and prospective homeowners, making homeownership more affordable and achievable.

July 6, 2025
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Mumbai Property Market Surges to Best-Ever First Half in 2025

Real Estate Mumbai

Mumbai Property Market Surges to Best-Ever First Half in 2025

Mumbai's property market witnessed a record-breaking first half of 2025, driven by robust homebuyer demand, lower loan rates, and significant infrastructure upgrades.

June 30, 2025
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Mumbai's Housing Market: Affordability at 15-Year High, Yet Out of Reach for Most Buyers

Real Estate Mumbai

Mumbai's Housing Market: Affordability at 15-Year High, Yet Out of Reach for Most Buyers

While Mumbai's housing affordability has reached a 15-year high, the majority of potential buyers still find homeownership out of reach. High-income earners face significant challenges, with the top 5% of urban households requiring over 109 years of savings to purchase an average home.

June 30, 2025
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Knight Frank Affordability Index H1 2025: Ahmedabad, Pune, and Kolkata Lead in Housing Affordability

Real Estate Pune

Knight Frank Affordability Index H1 2025: Ahmedabad, Pune, and Kolkata Lead in Housing Affordability

The Knight Frank India's latest Affordability Index report reveals that Ahmedabad, Pune, and Kolkata are the most affordable cities for housing in India, with Mumbai showing modest improvements. The report highlights the impact of the RBI's repo rate cuts on housing affordability.

June 27, 2025
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Mumbai Hits Best Affordability Levels in 15 Years, but Home EMIs Still Drain 48% of Income

real estate news

Mumbai Hits Best Affordability Levels in 15 Years, but Home EMIs Still Drain 48% of Income

Despite hitting the best affordability levels in 15 years, Mumbai remains the most expensive housing market in India, with residents spending nearly half their income on home loan EMIs. The report by Knight Frank highlights the challenges in the city's real estate sector.

June 25, 2025
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India's Most Affordable City for Homebuyers in 2025: Discover the Top Markets

Real Estate Pune

India's Most Affordable City for Homebuyers in 2025: Discover the Top Markets

Ahmedabad, Pune, and Kolkata lead India's most affordable cities for homebuyers in 2025, with Mumbai entering the affordability range for the first time. Discover the key factors driving this trend.

June 25, 2025
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Dream Home in Mumbai: A 109-Year Saving Goal

Real Estate

Dream Home in Mumbai: A 109-Year Saving Goal

In India's bustling cities, even the top earners face a daunting task of saving for decades to afford a standard home. Mumbai, in particular, stands out as the least affordable city, with a 110 square metre home costing Rs 3.54 crore.

June 24, 2025
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Mumbai's Housing Market Becomes More Affordable: Knight Frank Report

Real Estate Mumbai

Mumbai's Housing Market Becomes More Affordable: Knight Frank Report

Mumbai, known for its high real estate costs, has seen a significant improvement in housing affordability due to lower home loan rates. Knight Frank's latest report reveals that the city's affordability index has dropped below the 50% threshold for the first time.

June 24, 2025
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RBI’s 50 bps Rate Cut to Boost Housing Sales in Major Cities

Real Estate Pune

RBI’s 50 bps Rate Cut to Boost Housing Sales in Major Cities

The Reserve Bank of India’s 50 basis points repo rate cut is expected to significantly boost housing sales, particularly in the ₹2–5 crore segment, by lowering home loan rates and improving affordability.

June 9, 2025
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RBI Cuts Repo Rate to 5.50%: Real Estate Market Rejoices

real estate news

RBI Cuts Repo Rate to 5.50%: Real Estate Market Rejoices

The Reserve Bank of India (RBI) has reduced the repo rate by 50 basis points to 5.50%, boosting the real estate sector, particularly in home loans. This move is expected to ease EMIs and stimulate demand in the affordable and mid-income housing segments.

June 6, 2025
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RBI's 50 bps Rate Cut Ignites Optimism in Real Estate Sector

Real Estate

RBI's 50 bps Rate Cut Ignites Optimism in Real Estate Sector

The Reserve Bank of India (RBI) has slashed the repo rate by 50 basis points to 5.5%, the lowest in three years. This move is expected to boost the real estate sector by improving home affordability and driving demand.

June 6, 2025
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