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Will Lower Home Loan Rates Spark a Credit Boom in India?

real estate news

Will Lower Home Loan Rates Spark a Credit Boom in India?

The Reserve Bank of India's recent repo rate cut has prompted major lenders to slash home loan interest rates, making borrowing more attractive. But will lower rates translate into a significant credit surge, or are there deeper factors at play?

July 7, 2025
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Reap Big Benefits from a Repo Rate Cut: A Game-Changer for Home Buyers

real estate news

Reap Big Benefits from a Repo Rate Cut: A Game-Changer for Home Buyers

The recent repo rate cut by the Reserve Bank of India (RBI) brings significant benefits for both existing home loan borrowers and prospective homeowners, making homeownership more affordable and achievable.

July 6, 2025
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Mumbai Property Market Surges to Best-Ever First Half in 2025

Real Estate Mumbai

Mumbai Property Market Surges to Best-Ever First Half in 2025

Mumbai's property market witnessed a record-breaking first half of 2025, driven by robust homebuyer demand, lower loan rates, and significant infrastructure upgrades.

June 30, 2025
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Mumbai's Housing Market: Affordability at 15-Year High, Yet Out of Reach for Most Buyers

Real Estate Mumbai

Mumbai's Housing Market: Affordability at 15-Year High, Yet Out of Reach for Most Buyers

While Mumbai's housing affordability has reached a 15-year high, the majority of potential buyers still find homeownership out of reach. High-income earners face significant challenges, with the top 5% of urban households requiring over 109 years of savings to purchase an average home.

June 30, 2025
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Knight Frank Affordability Index H1 2025: Ahmedabad, Pune, and Kolkata Lead in Housing Affordability

Real Estate Pune

Knight Frank Affordability Index H1 2025: Ahmedabad, Pune, and Kolkata Lead in Housing Affordability

The Knight Frank India's latest Affordability Index report reveals that Ahmedabad, Pune, and Kolkata are the most affordable cities for housing in India, with Mumbai showing modest improvements. The report highlights the impact of the RBI's repo rate cuts on housing affordability.

June 27, 2025
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Maharashtra Drafts New Rules to Modernize Housing Societies

Real Estate Maharashtra

Maharashtra Drafts New Rules to Modernize Housing Societies

The Maharashtra government has proposed new draft rules to modernize the governance of co-operative housing societies, aiming to streamline processes and enhance transparency. These rules include provisions for virtual AGMs, redevelopment loans, and interest reductions.

June 25, 2025
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