real estate news
New Project Finance Norms to Strengthen Lenders' Guardrails
The Reserve Bank of India's new guidelines on project financing will help mitigate risks and harmonize regulations for all lenders, while easing credit cost concerns.
real estate news
RBI's New Project Finance Norms: Effective from October 1, 2025
The Reserve Bank of India (RBI) has released new project finance norms, effective from October 1, 2025, requiring banks to maintain general provisions of 1-1.25% during the construction phase of real estate projects.
real estate news
RBI Reduces Provisioning Requirement for Project Finance, Effective from October 1, 2025
The Reserve Bank of India (RBI) has announced new provisioning requirements for project finance, significantly lowering the rates for commercial real estate and residential housing during the construction phase. These directives will come into effect from October 1, 2025, providing much-needed relief to lenders and developers.
Real Estate
RBI Eases Project Finance Provisions to 1-1.25% from October 1
The Reserve Bank of India (RBI) has issued final directions on project finance, significantly reducing the general provision requirements for banks. The new relaxed norms, effective from October 1, will help alleviate financial stress and boost lending in the real estate sector.
Real Estate Pune
Cooperative Banks Must Adapt Policies for MSME Lending: Maharashtra State Cooperative Bank
Maharashtra State Cooperative Bank's chairman, Vidyadhar Anaskar, emphasizes the need for cooperative banks to change their lending policies for micro, small, and medium enterprises (MSMEs). He advocates for a project-based approach and reduced reliance on security collateral.