Mumbai Real Estate Relief: 'Pagdi' Buildings and Slum Redevelopment Initiatives

Published: December 14, 2025 | Category: real estate news
Mumbai Real Estate Relief: 'Pagdi' Buildings and Slum Redevelopment Initiatives

Mumbai Real Estate Relief: ‘Pagdi’ Buildings to Be Redeveloped (Representative Image, Created Using AI)

Mumbai News: Maharashtra Deputy Chief Minister Eknath Shinde on Saturday announced several reliefs for people seeking houses in Mumbai. These include the occupancy certificate (OC) amnesty scheme to regularise nearly 20,000 buildings in Mumbai and a new regulatory framework to redevelop buildings under the ‘Pagdi’ system (a traditional tenancy rental model) in the metropolis.

Slum redevelopment schemes will now be implemented collectively on private, government, or semi-government lands measuring 50 acres or more, said Shinde in the Upper House of the state legislature on Saturday, reported news agency PTI.

In the first phase, 17 major locations across Mumbai have been selected for redevelopment, including Antop Hill, Krishna Nagar, and Ketkipada (Borivali), Gopikrishna Nagar (Dahisar), Oshiwara, Govandi, Chitta Camp (Trombay), Chembur, Tagore Nagar (Vikhroli), Vikhroli Parksite, and Bhandup.

This initiative is expected to provide significant relief to lakhs of slum dwellers in Mumbai, he said. Shinde said the state will implement the initiative on a joint venture basis with the assistance of government bodies such as MMRDA, CIDCO, MIDC, MSRDC, MHADA, and the BMC. In the second phase, additional projects will be undertaken, which will help transform Mumbai's landscape and promote well-planned urban development, he added.

SRA Extension

Shinde extended the SRA (Slum Rehabilitation Authority) Amnesty Scheme till December 31, 2026. The scheme is meant to resolve technical difficulties faced by citizens in the sale, purchase, or transfer of slum structures.

The deputy CM also announced an increase in the number of “Apex Grievance Redressal Committees” to ensure quicker resolution of complaints. Additionally, the government has extended the OC amnesty scheme of the Maharashtra Housing and Area Development Authority (MHADA) by one more year and will introduce a new scheme for houses built by municipal employees on BMC's leased plots, he said.

Speaking in the legislative council, Shinde also made a few announcements about slum redevelopment projects in Mumbai, including the declaration of SRA (Slum Rehabilitation Authority) group redevelopment projects and the extension of the ‘SRA Amnesty Scheme'.

The announcements come ahead of elections to civic bodies, including the cash-rich Brihanmumbai Municipal Corporation, which are to be completed before January 31 next year.

These initiatives aim to provide much-needed relief to the residents of Mumbai, particularly those living in slums and informal settlements. The extended schemes and new regulatory frameworks are expected to streamline the process of acquiring legal documentation and improve the overall quality of life in the city. The government's commitment to these projects is a significant step towards creating a more inclusive and sustainable urban environment.

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Frequently Asked Questions

1. What is the OC Amnesty Scheme?
The OC Amnesty Scheme is a program designed to regularize buildings in Mumbai by providing occupancy certificates to structures that may not have previously met all regulatory requirements. This scheme helps in formalizing the status of these buildings and ensures they are recognized by the authorities.
2. What is the 'Pagdi' system?
The 'Pagdi' system is a traditional tenancy rental model in Mumbai. It involves long-term rental agreements where tenants pay a lump sum amount upfront to the landlord for the right to occupy a property. The new regulatory framework aims to redevelop buildings under this system to improve living conditions.
3. How will the slum redevelopment projects benefit Mumbai residents?
The slum redevelopment projects will benefit Mumbai residents by providing better housing conditions, improved infrastructure, and legal recognition. These initiatives are expected to enhance the overall quality of life for thousands of slum dwellers and contribute to the city's urban development.
4. What is the SR
Amnesty Scheme? A: The SRA Amnesty Scheme, extended till December 31, 2026, is designed to resolve technical difficulties faced by citizens in the sale, purchase, or transfer of slum structures. It provides a window of opportunity for slum dwellers to regularize their properties and gain legal rights.
5. Which government bodies are involved in the slum redevelopment projects?
The slum redevelopment projects in Mumbai are being implemented with the assistance of various government bodies, including MMRDA (Mumbai Metropolitan Region Development Authority), CIDCO (City and Industrial Development Corporation), MIDC (Maharashtra Industrial Development Corporation), MSRDC (Maharashtra State Road Development Corporation), MHADA (Maharashtra Housing and Area Development Authority), and the BMC (Brihanmumbai Municipal Corporation).